Meet risk.

Meet risk. You know what it looks like—a little scary. You know
how it makes you feel—queasy. You know what it can do to
your portfolio—make it shrink.
Right, right, and wrong. Scary, queasy, yes. But risk does not
produce just losses. In fact, based on historical data, it is well
proven that adding risk can improve investor returns over time.
So return, which you know and love, has a regular dance
partner. And the better they dance together, the better you and
your portfolio perform.
You may have been doing only a safe waltz with risk for
years, or maybe a little bit jazzier foxtrot. Now it is time to learn
some more difficult—and, probably, intimidating—steps: the
quickstep or a tango.
Diminishing expectations and a harsher reality are the reasons
for this new investor choreography.